San Juan Community Home Trust

The San Juan Community Home Trust creates permanently affordable housing for low- and moderate-income island residents. By doing this the Home Trust promotes economic diversity and development, and supports a sustainable island community while practicing responsible stewardship of our rural environment.


More About the Home Trust ⟶

The Home Trust is a Community Land Trust (CLT).*  Our homeowners partner with us as stewards of affordability. The Home Trust is a registered 501(c)(3) nonprofit organization.  As a nonprofit organization, the Home Trust can apply for grants and accept tax-deductible contributions from individuals, foundations, and agencies that support homeownership.  With these funds, the Home Trust can subsidize the cost of land, infrastructure, and construction of new homes. Homebuyers must obtain a mortgage for the affordably priced home and also agree to limit the eventual resale price of the home to insure that it is perpetually (i.e., forever) affordable to working people.  The increase in resale price is restricted by a formula, currently increasing 1.5% per year of the initial sale price, compounded annually.

* A Community Land Trust, (a CLT), is a type of organization that separates the cost of land from the cost of a home.  The land is held in perpetuity by the nonprofit organization, while the homes are sold to income qualified buyers. Homebuyers are able to achieve the long term security of home ownership, to build equity and to pass the ownership of the home on to their heirs, who may live in the inherited home, if they qualify, or sell it through the Home Trust.

Our Mission

The Mission of the Home Trust is to provide high-quality, sustainable, and permanently affordable housing for low- to moderate-income residents of San Juan Island.

“I have felt more stable and at ease living in this home than ever before on the island - you not only help place a roof over our heads but really allow us to excel in everything we do here on our island.”

— Salal Homeowner, 2022